Industry Regulations

Here is a partial list of regulations and laws which regulate our industry:

• Credit Practices Rule
• Deception (FTC Act, Title 5)
• Automobile Information Disclosure Act (Monroney Act)
• Department of Justice Suspicious Activity Reports (Bank Fraud)
• Fair and Accurate Credit Transactions Act (FACT Act)
• Fair Credit Reporting Act
• FinCEN Cash Reporting Rule
• FTC Reg P – Gramm Leach Bliley Act
  (Privacy Rule, Safeguards and Disposal Rule)
• FTC Reg Z – Truth In Lending Act
• FTC Reg B – Equal Credit Opportunity Act
• FTC Reg M – Consumer Leasing Act
• FTC Used Car Rule
• FTC Red Flags Rule
• Office of Foreign Asset Control (OFAC)
• Sherman Anti-Trust Act
• State Unfair and Deceptive Trade Practices Acts

Fair Lending  →